Mortgage
  Pledge
     
 
** THIS WEBSITE IS UNDER CONSTRUCTION **
 
     
 

Whether you are a first time home buyer, upgrading to a new home, refinancing your current home, building your dream home, considering a reverse mortgage or just want to utilize equity from your home, Bob Novinskey of Award Mortgage has the best loan program for you at the best rate.

I take the time to explain the loan process to you, taking the mystery out of how a loan is priced.  I will explain who is paid and how much.  I explain “points” and how and why they are charged.  I explain what it means to be paid on the back end of a loan or the front end or both.  These are things that most Loan Officers like to hide, but I will explain them to you in plain English.

I think outside the box to successfully find mortgage financing to suit your particular needs.  My experience, integrity and knowledge are second to none and as your Loan Advisor for Life, I guarantee you the best loan program to suit your needs.
     
Thinking About Refinancing?
When you own a home, it gives you distinct advantages.  Unlike other loans, you can manage your repayment options and even get cash from your home's equity.  Why pay higher interest rates, higher monthly repayment fees or taxes on interest when you do not have to?  Be money savvy and take control of your finances by exploring all the refinancing options available to you.

I understand everyones' financial situation is unique.  You may want to lower your mortgage payment, lock into a fixed low interest rate, consolidate debt or even get cash from your home.  Whatever the reason you decide to refinance, give me a call and I will craft the perfect plan for your situation.
 
Thinking About Buying a Home?

Dreams really do come true and I can help with yours!  You too can have the American Dream by finally purchasing the home you have always wanted.  Whether it is your first home purchase or you are relocating, I will place that home within your reach by providing you with a variety of home loan options.  I will help you reach your goals by analyzing your particular circumstances, and helping you to explore the possibilities available to you.  Then, my team will help you make it happen—quickly and easily.

I work with many outstanding Real Estate Agents.  If you do not already have an Agent, please allow me to recommend one of these excellent Agents.  Having an experienced and dedicated Agent help you with your purchase will save you thousands of dollars.